With few exceptions, all employers in California are required to obtain workers’ compensation insurance. But, as you found out, some employers fail to do so. Like you, most employees discover his or her employer lacks workers’ compensation insurance only when medical treatment is needed for an injury at work. Then you get the bad news.
If your employer has assets, you’re in luck. The law is on your side. First, there is no excuse for not obtaining workers’ compensation coverage. “It lapsed” or “I though I had it” is not a legal defense. The employer is presumed to be at fault, and the employer cannot claim that you were also at fault or that you assumed the risk.
Get Help From a Santa Ana Uninsured Employer Attorney
If you have been hurt in a job accident and your employer was uninsured, you probably have more options than you realize. Learn more about those options. Contact Jim or Eric at the Traut Firm by calling 714-835-7000. You can also contact us online. Consultations are free and confidential.